IOOF Employer Super

IOOF Employer Super is a true lifetime super solution that you can take from job to job and through to retirement without incurring capital gains tax, other transfer costs or inconveniences

Key features

Choose from over 500 investments, or the default MySuper compliant investment strategy, IOOF Balanced Growth
Flexible insurance options at competitive rates
Simple, transparent and competitive fees
Friendly, helpful and personalised service
Transfer from super to pension without selling down assets and incurring capital gains tax

Not only can you choose from more than 300 managed investments, but you can also choose to invest in listed investments (shares) and a variety of term deposits.

You can choose from:

Ready-made options
more than 300 managed funds
a range of term deposit and annuity interest rates
ASX 300 listed securities and exchange traded funds
You can view available shares on the "Listed securities" tab of IOOF Investment menu and for more information regarding each option, search for the relevant ASX code on the Australian Securities Exchange website.

You can take your IOOF Employer Super account from job to job and through to retirement without incurring capital gains tax, other transfer costs or inconveniencies.

We are one of only a handful of plans to offer this feature, which is extremely beneficial to you - especially at retirement.

Our flexible approach is designed to deliver a fit for all members. You can choose:

death only cover
Death and Total & Permanent Disablement (TPD)
Income protection

Our default cover provides quality, tax-effective, flexible cover at competitive rates – ensuring peace of mind for you and your family. If the default cover doesn’t suit, you can tailor your insurance to suit your needs. The choice is yours.

Find out more about insurance

We’ve put a lot of time and effort into fine-tuning our operations to deliver fair and competitive fees. Our fee structure is completely transparent – all clearly visible and there are no hidden fees. All fees are paid from your cash account, so it’s easy for you to see exactly what is being charged at any time.

Members can gain access to fully qualified financial advisers for simple, single topic advice about super that doesn’t require a comprehensive financial plan. This includes advice on:

consolidating your super
the different ways you can add to your super, how this affects your tax position, whether you qualify for any tax incentives, and what contribution limits apply to you
helping you ensure you have adequate insurance cover within your account for your lifestyle
how to choose an investment option that suits your needs.

Achieving your goals is easier with the right advice. Book an appointment with a financial coach

How to join?

If you’re joining the employer division, your employer will typically arrange for you to join automatically. So you don’t need to do a thing.

After you join we'll send you a welcome pack with all your account details as well as a booklet on how to get the most out of your super.

Forms and documents

If you need help at any stage, contact your financial adviser or speak to our Client Services Team.